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About | Our Leadership Team November 20, 2008
Leaders In The News

Silver Hill Financial - Small-Balance Commercial Real Estate Lender Leader Team

January 2008
Silver Hill's Spencer Offers Perspective on 'Small Loans' Panel at CREF
July 2006
Silver Hill Financial's Joanna Schwartz named one of the top women in Florida Commercial Real Estate.
April 2006
Silver Hill Financial's Nina Hamilton selected as one of the most influential black professionals of 2006.
October 2005
Silver Hill Financial's Joanna Schwartz selected as South Florida Business Woman of the Year.

Bruce Spencer - Vice President


Bruce Spencer brings more than 20 years of commercial lending and finance experience to his post as Vice President at Silver Hill Financial. He currently oversees Silver Hill's Correspondent Lending sales division and customer Alliance Program. Bruce joined Silver Hill in 2006 from parent company Bayview Financial, where he served as Vice President in the Commercial Lending division, responsible for originating large-balance commercial real estate mortgages. As Silver Hill raised its loan amount and widened the eligible property types for its small-balance program, Bruce and his team were integrated to add immediate expertise in sales for larger transactions covering a diverse range of property types.

Prior to joining Bayview Financial in 2002, Bruce served as COO and CFO with defense contractor, Guam Shipyard. He began his career as a commercial lending officer with various regional banks in the Mid-Atlantic.

Bruce holds a master's degree in business administration from Georgetown University, and a bachelor's degree in business management from Moravian College in Bethlehem, Penn. An avid triathlon competitor, Bruce is an official "Ironman," having finished the 2007 Ford Ironman World Championship in Kona, Hawaii.




This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must submit a written application and all required documentation. All information submitted by loan applicants is subject to verification. All loan applicants must qualify under our underwriting requirements and satisfy all contingencies of loan approval. Loan approval will be subject to satisfactory appraisal, title review and no change in financial condition. Some loan types may not be available in all jurisdictions. This loan program is subject to change without notice. This loan program is for business purpose and commercial loans only. In connection with an application submitted to us, we may act as a loan broker and not as a lender. © Copyright 2003 - 2008 Silver Hill Financial, LLC. All rights reserved.