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About | Our Leadership Team January 06, 2009
Leaders In The News

Silver Hill Financial - Small-Balance Commercial Real Estate Lender Leader Team

January 2008
Silver Hill's Spencer Offers Perspective on 'Small Loans' Panel at CREF
July 2006
Silver Hill Financial's Joanna Schwartz named one of the top women in Florida Commercial Real Estate.
April 2006
Silver Hill Financial's Nina Hamilton selected as one of the most influential black professionals of 2006.
October 2005
Silver Hill Financial's Joanna Schwartz selected as South Florida Business Woman of the Year.

Joanna Schwartz - Managing Director


Joanna Schwartz brings more than ten years of business and commercial lending experience to her position of Managing Director at Silver Hill Financial. In 2003, she oversaw the launch of Silver Hill as Senior Vice President and was promoted to Managing Director of the company in 2004, responsible for day-to-day operations and growth of the company's small-balance commercial mortgage loan business.

Named 2005 "Business Woman of the Year" by the South Florida Business Journal and one of the 2006 "Top Women in Florida Commercial Real Estate" by Florida Real Estate Journal, Joanna has been recognized for her leadership, innovation and community contributions. Silver Hill has been named one of the "Best Places to Work" in South Florida three times by the South Florida Business Journal. Often cited in national trade articles as an expert on the commercial real estate business, Joanna has also authored several articles in industry publications such as Mortgage Banking, Banker & Tradesman, National Mortgage Broker and Commercial Mortgage Insight.

Prior to founding Silver Hill, Joanna was a Vice President with parent company Bayview Financial, during which time she focused her efforts on developing the firms' Financial Institutions Practice. Before joining Bayview, she was an Associate Marketing Director for Digitas, LLC, in Miami; Chief Financial Officer of Latinet Holding Corporation in Panama City, Panama; and a Risk Manager at Citibank in New York.

Joanna holds an MBA from Harvard University, and a bachelor's degree in political science with a psychology minor from the University of Vermont.


This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must submit a written application and all required documentation. All information submitted by loan applicants is subject to verification. All loan applicants must qualify under our underwriting requirements and satisfy all contingencies of loan approval. Loan approval will be subject to satisfactory appraisal, title review and no change in financial condition. Some loan types may not be available in all jurisdictions. This loan program is subject to change without notice. This loan program is for business purpose and commercial loans only. In connection with an application submitted to us, we may act as a loan broker and not as a lender. © Copyright 2003 - 2008 Silver Hill Financial, LLC. All rights reserved.