Our flexible underwriting approach keeps the process easy. We provide written pre-approvals within 48-72 hours of receiving a completed loan application and are committed to funding loans quickly.

	MORTGAGE PROFESSIONAL	SILVER HILL
1 QUALIFICATION AND PRE-APPROVAL	Submits loan to Silver Hill Account Manager Loan Submission Form 1003 Loan Application and Supplement TriMerge Credit Report Purchase and Sales Agreement (if applicable) Broker Registration (one time submission)	Issues written Conditional Pre-Approval Letter (CPL) within 48-72 hours, which includes: Terms Broker Fees Underwriting and Closing Checklist Estimated 3rd party fees
2 UNDERWRITING	Collects signed CPL and appraisal processing fee Collects all additional information and documentation Maintains client communication	Orders Appraisal Orders Title Conducts fraud guard Obtains environmental insurance Conducts real estate and income analysis (when applicable)
3 CLOSING AND FUNDING	Facilitates ongoing client communication	Coordinates with title company and attorney Prepares all loan documents and sends to closing agent Sends completed documents to custodian for review Funds Loan

This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must submit a written application and all required documentation. All information submitted by loan applicants is subject to verification. All loan applicants must qualify under our underwriting requirements and satisfy all contingencies of loan approval. Loan approval will be subject to satisfactory appraisal, title review and no change in financial condition. Some loan types may not be available in all jurisdictions. This loan program is subject to change without notice. This loan program is for business purpose and commercial loans only. In connection with an application submitted to us, we may act as a loan broker and not as a lender. © Copyright 2003 - 2008 Silver Hill Financial, LLC. All rights reserved.