As an innovator in the small-balance commercial market, Silver Hill Financial offers many advantages for mortgage professionals and their borrowers.
Focused expertise – Silver Hill is 100-percent focused on small-balance commercial lending. Our knowledge and depth of expertise maximizes efficiency and becomes your advantage.
Debt-to-income (DTI) underwriting approach – Silver Hill pioneered the debt-to-income (DTI) approach for small-balance commercial loans, with the flexibility to factor in the borrower's personal financial strength - as opposed to just the property's cash-flow - when evaluating the ability to repay the loan. So unlike traditional commercial lenders, we have no minimum debt-service requirements. As a result, Silver Hill also offers many innovative features and benefits you're not likely to find elsewhere.
Training and support – Silver Hill is actively committed to mortgage professionals’ success with small-commercial loans, training thousands each year. We offer live and online training to increase the comfort level of working with commercial transactions and our program. Silver Hill's online Marketing Toolkit provides professionally designed materials that clients can customize to promote their commercial loan offerings.
